Tim joined Clearwater Advisors at its inception in 2001 and currently serves as an executive advisor. Since the firm's inception, Tim has been responsible for building out the trading, analytics, credit research, and risk systems across all fixed-income product platforms.
Tim began his career in the financial markets as a fixed income and derivatives trader for Sawtooth Investment Management. While there he developed and oversaw the trading, analytics, and risk systems for the equity hedge fund.
Tim holds degrees in Chemical Engineering and Physical Science from Brigham Young University. He enjoys time with his family fishing and skiing on the local lakes and rivers.
Dan joined Clearwater Advisors in 2018 as the Chief Executive Officer and member of the Board of Directors.
Dan spent 11 years working in investment banking with Credit Suisse and Goldman Sachs in London, Dubai, Doha and New York. Most recently, Dan oversaw M&A, leveraged finance and capital markets transactions on behalf of financial sponsors, sovereign wealth funds and family offices. Dan has a thorough understanding of clients’ financing and investment objectives, and as a resource for industry insights, assists them with strategic asset allocation decision-making.
He enjoys spending time with his wife (Tiffani) and kids (2 boys and 2 girls) coaching sports, exercising, reading, light-saber fighting, gymnastics spotting and a whole host of other activities.
Chris joined Clearwater Advisors in 2011 as a Senior Portfolio Manager. He manages portfolios over a broad spectrum of investment policies and fixed income indices.
Chris has over 16 years of investment industry experience at Alaska Permanent Capital Management, CUNA Mutual Group and Nationwide Insurance. He has traded corporate, municipal, and commercial mortgage backed securities while managing portfolios across a broad spectrum of mandates.
Chris received a BS in Finance and General Business from Miami University (Ohio) and is a CFA and CAIA Charterholder. He is also a member of the CFA Institute, the CFA Society of Idaho and the CAIA Association. Chris enjoys the Idaho outdoors and spends his free time with his wife, Cadie, and their children.
Rhet joined the portfolio management team in 2006, and specializes in portfolios with complicated investment policies and durations ranging from 3 months to 5 years. His technical expertise aids the team as he builds proprietary portfolio management tools as well as custom portfolio strategies.
Rhet’s work with Clearwater Advisors began in 2003 when he helped design, build and improve the Analytics System.
Rhet graduated Cum Laude and holds a Bachelor of Arts in Computer Information Systems from Boise State University. He spends most of his free time trying to keep up with his three daughters. When he is not chasing them, his is being chased by other runners in one of the many local running races.
Richard joined Clearwater Advisors in 2014 as a credit research analyst responsible for fundamental analysis, assessing credit ratings, and identifying relative value opportunities.
Richard is a generalist with particular focus on investment grade issuers. Richard has extensive experience in fixed income, and prior to joining Clearwater Advisors, worked on valuation, modeling, and regulation related to structured products and municipal securities at KPMG LLP.
Richard is a CFA Charterholder and received an MBA from UCLA Anderson and a BA in Business Economics from UCLA. Richard is a Southern California native which allows him to appreciate the beauty and uniqueness of Idaho.
Travis joined Clearwater Advisors as an Investment Analyst in 2019. Travis assists in portfolio management, trade execution, and credit research.
Prior to joining Clearwater Advisors, Travis worked for Grandeur Peaks Global Advisors, Lodestar Capital, and Global Financial Advisors. Travis received a BS in Finance from Brigham Young University and is a Level 1 candidate in the CFA program.
Travis is fluent in Spanish, enjoys playing and watching sports, and enjoys the Idaho outdoors.
Michelle joined Clearwater Advisors in 2013. She currently serves as the Trade Operations Manager and Compliance Analyst.
Michelle has advanced the settlement processes and worked with development in tuning and improving office operations.
Michelle graduated from Boise State University with a Bachelor of Science degree. Outside of work, Michelle enjoys time with her family, running, and the beautiful Idaho outdoors.
Taylor joined Clearwater Advisors as an Operations Analyst in 2018.
Taylor handles trade settlements, custody and broker relationships, and regular client reporting. He is also responsible for daily office operations, scheduling, human resources and recruiting.
Taylor graduated from the University of Washington with a Bachelor of Arts in Business Administration.
Outside of work, Taylor loves spending time with his wife and son exploring the Idaho outdoors, playing tennis and watching sports (especially baseball and college football).
Matt joined Clearwater Advisors in 2017 as a Business Development Representative responsible for expanding the firm's prospecting, marketing and sales efforts. He also provides support to senior associates throughout the entire sales process.
Prior to joining Clearwater Advisors, Matt worked at Fidelity Investments in the Retirement Solutions group where he researched and implemented strategies for existing and prospective clients.
Matt earned a BS in Business Management from Utah Valley University and an MBA from Utah State University. Outside of work he enjoys spending time with his wife and two daughters, reading, golfing, and playing piano and cello.
Dave joined Clearwater Advisors at its inception in 2001 and currently serves as the Chief Technology Officer.
Dave has been fundamentally involved with the development of Clearwater Advisor's trade operations and internal systems.
Dave earned a bachelor’s degree in Chemical Engineering from Brigham Young University. He enjoys spending time with his family, playing the piano and cello, and studying martial arts.
Victor joined Clearwater Advisors as a Software Developer in 2017.
Victor works in different functions as a developer to help maintain and refactor code as well as build in-house applications for daily operations.
Victor graduated magna cum laude from Boise State University with a degree in Computer Science. Victor enjoys playing and coaching tennis, disc golfing, rock climbing, hiking, and biking.